Pumpkin Chocolate Chip Bread Recipe

This pumpkin chocolate chip bread started as a way to use up an overflowing can of pumpkin after a baking spree. I wanted something that felt like a hug but with a little extra flair—a surprise of melty chocolate amid the warm spices. Every time I make it, I’m reminded how pumpkin keeps the loaf moist without feeling heavy, even as the chocolate adds that unexpected richness.

What’s funny is how this bread became a weekend staple in my house, not just because it’s delicious, but because it’s so forgiving. It’s a no-fuss bake that loves a little improvisation—more chocolate chips, less sugar, a dash of cinnamon, whatever’s in the pantry. It’s a cozy, imperfect thing that keeps me reaching for it, slice after slice, especially when the air gets crisper.

Transforming pumpkin bread into a chocolate chip marvel that balances seasonal comfort with unexpected richness, making it perfect for those who want a cozy yet indulgent treat.

A Cozy Fall Classic

  • Baking this bread feels like wrapping myself in a warm blanket on a chilly morning.
  • I still get excited every time I see the chocolate chips melting into the pumpkin batter, like tiny pockets of joy.
  • This recipe reminds me of lazy weekend mornings, where the smell alone makes everything feel right.
  • Sharing slices of this bread with friends always sparks nostalgic chats about autumns past.

The story behind this recipe

  • This recipe was born out of a chilly autumn weekend, when I had a can of pumpkin and a craving for something warm and slightly indulgent. I wanted to create a bread that felt like a hug—moist, tender, with a surprising hit of chocolate that would make it feel special. It’s become my go-to for cozy mornings and casual get-togethers.
  • Every time I bake it, I remember the first time I tossed in extra chocolate chips just to see what would happen—turns out, it’s always worth it. The aroma of cinnamon and roasted pumpkin filling the kitchen, mingling with the crackle of melting chocolate, somehow makes the whole house feel calmer. It’s imperfect but memorable, like an old friend I keep coming back to.
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Trivia and historical tidbits

  • Pumpkin bread has roots in early American baking, where pumpkins were a seasonal staple and often used in breads and pies.
  • Chocolate chip variations in quick breads gained popularity in the mid-20th century, adding a touch of indulgence to traditional recipes.
  • The combination of pumpkin and chocolate is a modern twist, blending autumnal flavors with a rich, sweet surprise that appeals across seasons.
  • This bread’s moist texture is partly due to the pumpkin, which historically was used to add moisture and sweetness in baked goods.

Ingredient breakdown: key components

  • Pumpkin: I use canned pure pumpkin that’s smooth and bright orange—gives the bread moisture and a gentle earthiness. Swap with sweet potato puree for a slightly sweeter, denser crumb.
  • Chocolate chips: I love semi-sweet because they melt just enough to be gooey but not overpower the pumpkin flavor. Dark chocolate works too—just watch for it to seize if the batter’s too cold.
  • All-purpose flour: I prefer unbleached for better flavor and texture, but bread flour gives a slightly chewier crumb if you want more structure.
  • Spices (cinnamon, nutmeg): I keep it simple with just cinnamon, but a pinch of ginger or clove adds warmth. Freshly grated nutmeg makes a noticeable difference in aroma.
  • Brown sugar: I use packed light brown sugar for a mellow sweetness that balances the spices. You could swap with coconut sugar for a hint of caramel flavor.
  • Eggs: Large eggs work perfectly—bind the batter and keep it tender. For a richer loaf, add an extra yolk or a splash of milk.
  • Oil or melted butter: I reach for neutral oil, like canola, to keep the bread moist without extra flavor. Melted butter adds richness but can make the crumb slightly denser.

Spotlight on key ingredients

Pumpkin:

  • I use canned pure pumpkin that’s smooth and bright orange—gives the bread moisture and a gentle earthiness. Swap with sweet potato puree for a slightly sweeter, denser crumb.
  • Chocolate chips: I love semi-sweet because they melt just enough to be gooey but not overpower the pumpkin flavor. Dark chocolate works too—just watch for it to seize if the batter’s too cold.
  • All-purpose flour: I prefer unbleached for better flavor and texture, but bread flour gives a slightly chewier crumb if you want more structure.

Chocolate chips:

  • I love semi-sweet because they melt just enough to be gooey but not overpower the pumpkin flavor. Dark chocolate works too—just watch for it to seize if the batter’s too cold.
  • All-purpose flour: I prefer unbleached for better flavor and texture, but bread flour gives a slightly chewier crumb if you want more structure.

Notes for ingredient swaps

  • Pumpkin: I use canned pure pumpkin for smoothness and moisture—swap with roasted butternut squash for a sweeter, nuttier flavor.
  • Chocolate chips: Semi-sweet are my favorite for balance, but dark chocolate adds richness—if you prefer a less sweet loaf, go darker.
  • All-purpose flour: Unbleached gives a better flavor, but whole wheat can be substituted for a denser, nuttier crumb; just add a splash of milk if dry.
  • Spices (cinnamon, nutmeg): Keep it simple with cinnamon, or add a pinch of ginger for warmth—freshly grated nutmeg really boosts aroma.
  • Brown sugar: Light brown sugar adds mellow caramel notes, but coconut sugar can replace it for a less processed, slightly caramelized taste.
  • Eggs: Large eggs work well, but for extra richness, swap one egg for a spoonful of Greek yogurt or add an extra yolk.
  • Oil or melted butter: Neutral oils like canola keep it light and moist, while melted butter offers richer flavor—use sparingly if you want a lighter crumb.

Equipment & Tools

  • Loaf pan: Holds the batter during baking, shaping the bread.
  • Mixing bowls: Separate wet and dry ingredients for even mixing.
  • Whisk: Incorporate ingredients smoothly without lumps.
  • Spatula: Fold in chocolate chips and smooth the batter.
  • Toothpick or cake tester: Check for doneness in the center of the loaf.
  • Cooling rack: Allow air circulation to prevent sogginess.

Step-by-step guide to pumpkin chocolate chip bread

  1. Preheat your oven to 175°C (350°F). Grease a 9×5 inch loaf pan with butter or non-stick spray. Line the bottom with parchment if you like a cleaner release.
  2. In a large mixing bowl, whisk together 1 ¾ cups (220g) all-purpose flour, 1 teaspoon baking soda, 1 teaspoon cinnamon, and a pinch of salt. Set aside.
  3. In another bowl, combine 1 cup (240g) pumpkin puree, ½ cup (100g) brown sugar, ¼ cup (60ml) oil, and 2 large eggs. Mix until smooth—think velvety, no streaks.
  4. Pour the wet ingredients into the dry. Stir gently just until combined. Overmixing can make the bread dense—look for a lumpy, slightly shaggy batter.
  5. Fold in ¾ cup (130g) chocolate chips. I like to toss them in a little flour first to prevent sinking. A few chips on top are nice for presentation.
  6. Scrape the batter into your prepared loaf pan. Smooth the top with a spatula. Sprinkle a few extra chips on the surface if desired.
  7. Bake for about 55-60 minutes. Check after 50; the bread should be golden brown, with a toothpick inserted in the center coming out clean or with moist crumbs.
  8. If the top browns too quickly, loosely tent with foil around the 45-minute mark. This prevents over-torching while the inside finishes baking.
  9. Once baked, remove from oven. Let the bread cool in the pan for 10 minutes, then transfer to a wire rack. Resting helps set the crumb and makes slicing easier.
  10. Allow the bread to cool completely before slicing. The aroma of cinnamon and roasted pumpkin should fill your kitchen. Slicing too early can cause it to fall apart.

Cool the bread completely on a wire rack before slicing. Wrap leftovers in plastic or foil; they keep well at room temperature for 2-3 days or in the fridge for a week. For longer storage, freeze slices wrapped tightly in foil and plastic, reheating in the oven at 150°C (300°F) for 10 minutes until warm and fragrant.

How to Know It’s Done

  • The crust is golden and pulls away slightly from the pan edges.
  • A skewer inserted in the center comes out with moist crumbs, not wet batter.
  • The top feels firm but springs back when lightly pressed.

Pumpkin Chocolate Chip Bread

This pumpkin chocolate chip bread is a moist, tender loaf infused with warm spices and bursting with melty chocolate chips. It combines the richness of pumpkin with the comforting aroma of cinnamon, resulting in a cozy, visually appealing treat with a slightly dense yet fluffy crumb. Perfect for autumn mornings or casual gatherings, it’s a forgiving recipe that invites improvisation.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Servings: 8
Course: Main Course
Cuisine: American
Calories: 250

Ingredients
  

  • 1 ¾ cups all-purpose flour preferably unbleached
  • 1 cup pumpkin puree canned or homemade
  • ½ cup brown sugar light, packed
  • ¼ cup oil neutral oil like canola
  • 2 large eggs at room temperature
  • 1 tsp ground cinnamon
  • 1 tsp baking soda
  • ¼ tsp salt
  • ¾ cup chocolate chips semi-sweet preferred

Equipment

  • Loaf pan
  • mixing bowls
  • whisk
  • Spatula
  • Toothpick or cake tester
  • Cooling rack

Method
 

  1. Preheat your oven to 175°C (350°F). Grease a 9x5 inch loaf pan with butter or non-stick spray, then set aside.
  2. In a large mixing bowl, whisk together the flour, cinnamon, baking soda, and salt. This ensures an even distribution of dry ingredients.
  3. In a separate bowl, combine the pumpkin puree, brown sugar, oil, and eggs. Whisk until the mixture is smooth and velvety, with no streaks, and the aroma of cinnamon begins to fill the air.
  4. Pour the wet mixture into the dry ingredients. Gently fold everything together with a spatula until just combined; the batter should be lumpy but cohesive.
  5. Fold in the chocolate chips, distributing them evenly throughout the batter. Toss the chips in a little flour beforehand to keep them from sinking.
  6. Pour the batter into your prepared loaf pan, smoothing the top with a spatula and sprinkling a few extra chocolate chips on the surface for visual appeal.
  7. Bake for about 55-60 minutes, or until the top is golden brown and a toothpick inserted in the center comes out with moist crumbs. If the top browns too quickly, tent with foil after 45 minutes.
  8. Remove the bread from the oven and let it cool in the pan for 10 minutes. Then, transfer it to a wire rack to cool completely—this helps set the crumb and makes slicing easier.
  9. Once cooled, slice the bread and enjoy the moist, chocolate-studded pumpkin goodness. Wrap leftovers in plastic or foil for up to 3 days, or freeze slices for longer storage.

Top tips for perfect pumpkin bread

  • Room temperature ingredients: Keep your eggs and dairy close to room temp for a smoother batter that mixes easily.
  • Chocolate chip tossing: Coat chips lightly in flour before adding to prevent sinking—plus, they stay gooey and melty.
  • Proper folding: Gently fold in chocolate chips to keep the batter airy; overmixing can make the bread dense and dry.
  • Oven temp accuracy: Use an oven thermometer—many ovens run hot or cold, affecting baking time and crust color.
  • Check doneness: Insert a toothpick in the center; moist crumbs mean it’s just right, dry means overbaked.
  • Cooling patience: Let the bread cool completely on a wire rack to set the crumb—slicing too early causes squishiness.
  • Wrap and store: Wrap cooled bread in plastic or foil; refrigerate for up to a week or freeze slices for longer storage.

Common mistakes and how to fix them

  • FORGOT to check oven temperature → Use an oven thermometer for accuracy.
  • DUMPED in all ingredients at once → Mix wet and dry separately, then combine gently.
  • OVER-TORCHED the top → Cover loosely with foil halfway through baking.
  • MISSED folding in chocolate chips → Toss chips in a little flour first to prevent sinking.

Quick fixes and pantry swaps

  • When batter appears too thick, splash in a tablespoon of milk to loosen it.
  • If chocolate chips sink, toss them lightly in flour before folding in.
  • Splash a little water on the crust if it cracks during baking for a softer top.
  • Patch a soggy loaf by wrapping it in foil and baking at 160°C (320°F) for 10 minutes.
  • Shield the top with foil if it starts to over-torch, and let the loaf rest before slicing.

Prep, store, and reheat tips

  • You can prep the batter a day ahead; keep it refrigerated in an airtight container for up to 24 hours. The flavors meld and deepen overnight, making the baking process even more effortless.
  • Once baked, store the bread in an airtight container or wrapped tightly in plastic wrap at room temperature. It stays moist and flavorful for 2-3 days, with the pumpkin and chocolate flavors mellowing slightly over time.
  • For longer storage, freeze slices individually wrapped in plastic, then in foil—good for up to 3 months. Reheat slices in a 150°C (300°F) oven for about 10 minutes until warm. The aroma will be a little muted but still inviting.
  • Reheating the bread enhances the chocolate’s melty texture and the pumpkin’s tender crumb. You’ll notice the smell of warm spices and roasted pumpkin filling your kitchen again, making it feel just baked.

Top questions about pumpkin bread

1. Can I use fresh pumpkin instead of canned?

Use canned pumpkin for convenience and smooth texture, but roasted sweet potato puree works well for a sweeter, denser loaf.

2. Can I substitute chocolate types?

Semi-sweet chocolate chips give a balanced melt and sweetness, but dark chocolate adds richness—use what you prefer.

3. Can I use whole wheat flour?

Unbleached all-purpose flour offers better flavor, but whole wheat can be used for a nuttier crumb; add a splash of milk if dry.

4. What spices can I add or skip?

Adding a pinch of ginger or clove enhances warmth, but stick to cinnamon if you want a milder spice profile.

5. Can I replace brown sugar?

Light brown sugar gives a mellow caramel flavor, but coconut sugar works for a less processed, slightly caramelized taste.

6. Can I substitute eggs?

Large eggs are best for binding and moisture, but you can add an extra yolk or a splash of milk for more richness.

7. What oil or fat should I use?

Neutral oils like canola keep the bread moist without extra flavor, while melted butter adds richness—use sparingly for a lighter crumb.

8. How do I prevent over-browning?

If the top over-browns, tent it with foil halfway through baking to prevent burning while the inside finishes.

9. How do I know when it’s baked?

When the toothpick comes out with moist crumbs, and the loaf springs back gently, it’s done.

10. Should I let it cool before slicing?

Cool the bread completely on a wire rack before slicing to avoid squishing the crumb and to set the texture.

This pumpkin chocolate chip bread feels like a little piece of fall in every slice, especially now when cozy flavors are what I crave. The aroma alone—cinnamon, roasted pumpkin, melting chocolate—can turn any moment into a small celebration. It’s imperfect, forgiving, and always a reminder that simple ingredients can create something unexpectedly memorable.

Sharing this loaf with friends or enjoying it on a quiet morning keeps that sense of comfort alive. It’s a humble bake that somehow captures the spirit of the season—rich, warm, and just a little indulgent. No matter how many times I make it, it’s always a small, sweet surprise in the middle of a busy day.

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